Each line ends at its term's maturity — the product is held to term, not reinvested. All rates APY. ext = Extendable. Not financial advice.
Income at each term's maturity — funds return to you when the term ends.
At your current rate you'd forego £44,000 over the next 12 months vs the best 12 Months rate (4.40%).
Save £44,000 for next time