Banks have stepped back.
We've stepped in.

Stable provides independent, relationship driven financial guidance to UK SMES — offering comprehensive finance coverage, cost comparisons, and access to products that help your business grow.

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One place, multiple solutions, personalised support

Access working capital, get growth capital, cover large cashflows

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Receive money from customers

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Send money anywhere

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Earn on balances

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Over 15 years providing financial services for UK SMEs

The founding team at Stable noticed a quick and continued retracement from traditional banks providing service to UK SMEs. Stable was born to give SME owners and Finance managers the time and confidence that they have the right tools available for their continued success.

Meet Stable

Three ways we save your company both time and money.

Bespoke, relationship led guidance

Whole Market Perspective

Stable takes an outsiders view of your finance function, bringing experience across our key sectors we can give you all of the options, not just the ones your current bank can do.

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Cut out the jargon

Get a view based on your needs and your business- not some generic product link.

Optimise your finance

Bionic

Real experts, supported by cutting edge tech.

Optimise your finance

For UK SMEs who are time poor and ambitious

One stop shop for key finance products that impact straight to bottom line.

Range of options

Stable are connected to a wide array of the market, meaning they stay on top of available options and do the heavy lifting for you.

Cost Saving

Typically Stable identify additional revenue levers or cost reductions that go straight to bottom-line.

Time Saving

Stable do the heavy lifting for you, presenting a concise and well balanced range of options, freeing you up to work on your business.

Personalised Tech

Stable utilise cutting edge technology to provide a personalised service, ensuring you are getting the best possible rate and terms for your business.

Don't just take our word for it.

Spot FX

Payments

Stable completed a full review of our foreign exchange exposure and our interest yield. We were able to save over 50% on our FX payments and consider hedging strategies for the first time. We also found a great interest increase on our balances. It’s rare to work with a partner who saves us and makes us money, quickly, with a great relationship.

Russel Rowe @ Jadlam Racing , Managing Director

Virtual Card Terminals

Collecting

Over the last year we have had an increase in corporate card payments from our merchants. By utilising the Stable expertise we were able to decrease our cost of accepting corporate credit cards by over 50% turning a cost centre into a more efficient accounts receivable lever. The team did such a good job we are now looking at other parts of our finance process with them.

David Andrews @ Saddleback, Head of Finance

Spot FX

Payments

We utilise Stable’s FX services to convert incoming payments from our customers internationally. The platform, team and service have been exceptional and saved us a significant amount of cost versus using our core bankers.

Malcolm Mclean @ Markit Systems, CTO

Growth Capital

Lending

Stable were able to quickly suggest working capital products that worked for our business, getting rates and offers to us quickly. Working with the team was easy and quick and I would highly recommend them

Dave Garnsworthy @ Vanworx, Founder

Payment Terminals

Collecting

We use our terminals as a method for collection of our charity donations at events. Every penny we save in processing fees is more money to our charity partners. The Stable team enabled us to benchmark our pricing offer against our incumbent provider and get a real understanding of whether we were receiving value for money. The process was quick and easy and the Stable team were totally transparent at the end of their review with regard to the best options for us. We would happily recommend them to any of our Champions Club members!

Shourya Goswami @ Champions, Financial Controller

We're giving businesses access to the best rates

No hidden fees, no surprise costs. Just straightforward, transparent pricing.

Loan Calculator

Amount

Term (Months)

Interest Rate (% per year)

Monthly Payment:£5,009

Total Interest:£50,569

Total Cost of Finance:£300,569

Latest in finance news

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Payments
What Is a FX Hedging Mandate? Why Finance Leaders Need One
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Collecting
How to Decode Your Card Processor’s Monthly Statement Without Losing Your Sanity
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Guides
Restructuring Debt: Where Should UK SMEs Start When Re-Financing?
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Introducers & Partnerships - Strategic Partnerships That Work

Stable partners with trusted advisers — from accountants to wealth managers — offering a value-add for your clients, and a new income stream for your business.

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