Borrow

Business Loans

Fast, Flexible Business Loans

Super-charge growth with fixed-rate loans and fast decisions from our panel of leading lenders.

Fast, Flexible Business Loans

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Professional lending support that works for you

Our AI platform and expert team work together to find the best lenders for your specific requirements, securing multiple offers with competitive pricing and terms.

Fast Decisions

Our AI platform finds the best lender for your specific requirements, streamlining the approval process.

Get Multiple Offers

Submit documents once and leave the hard work to us. We'll secure multiple offers for you to compare.

Pricing and Terms

We work with lenders to get pricing and terms that suit your specific business requirements and cash flow.

Your loan in 5 simple steps

From initial consultation to funding, our streamlined process ensures you get the best possible terms with minimal hassle.

1.) Speak to a Stable Consultant

We identify the products that could cover your requirement and guide you through the options.

2.) Upload Documents

Upload your documentation into our secure document portal for lender review.

3.) Platform & Team Work on Deal

We go out to a suitable panel of lenders and work to receive competitive offers on your behalf.

4.) Compare Offers

Review and compare your offers to choose the pricing and terms that work best for your business.

5.) Contract & Receive Funds

Contract directly with your chosen lender and receive funds quickly to fuel your growth.

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Stable is powered by Spark Finance, authorised by the UK Financial Conduct Authority (FRN 958123). Stable is an introducing credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over. Guarantees and indemnities may be required. Stable may receive commission from lenders which may vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Growth Capital

"When looking to expand my business I was overwhelmed with the amount of options or lack of available to me. When I approached my bank it was very difficult to get a conversation about what I really needed. The stable team came out to my office and listened to my plans, after asking some thought provoking questions we found solutions that could be paid back over a period of time that allowed me to grow my business quickly without significant new overheads. The process was quick and I was really impressed by their offers and pricing."

Russell Rowe

Jadlam Racing Limited

Receive multiple offers with pricing and terms to suit you

Our panel of lenders compete for your business, ensuring you get the best possible rates and terms for your specific situation.

Apply Now

Frequently Asked Questions

Keeping you
in the loop.

Most lenders require your company to be UK-registered, actively trading for at least 6-12 months and generating sufficient turnover. Creditworthiness is assessed through company financials, bank statements and director profiles. Startups may be considered with a strong business plan and backing.

Trade Finance
Import Today, Pay When Goods Arrive
Free up working capital, strengthen supplier relationships, and seize opportunities with flexible trade finance solutions tailored to your business needs.
Import Today, Pay When Goods Arrive
Invoice Finance
Unlock working capital from your invoices
Finance your client's payments to get critical payments quickly. Whole book or individual invoices.
Unlock working capital from your invoices
Invoice Factoring
Get paid sooner
Get paid faster and take the hassle out of collecting from clients. Whole book or individual invoices.
Get paid sooner
Business Loan
Fuel growth with fast, flexible funding
Capital to grow your business, variety of time periods and uses, secured or unsecured
Fuel growth with fast, flexible funding
Merchant Cash Advance
Turn card sales into instant cashflow
Get your card terminal payments quicker. Vary % of coverage and cost
Turn card sales into instant cashflow
Re-finance/Restructure
Reshape your debt. Regain control.
Re-finance your existing debt with a new provider. Restructure existing debt into new deals and products
Reshape your debt. Regain control.