Borrow
Invoice Finance
Turn outstanding B2B invoices into working capital with flexible financing options tailored to your business needs.
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Our AI-powered platform connects you with the right lenders quickly, offering flexible financing options secured against your invoices, not your assets.
Our AI platform routes your quotes to the lenders most likely to accept, speeding up the approval process.
Funding is secured against invoices, not company assets, protecting your business while providing capital.
See multiple facility offers from different lenders, giving you flexibility and choice in your financing.
From confidential invoice discounting to selective financing, find the solution that fits your business model and cash flow needs.
1.) Confidential Invoice Discounting
Borrow against your invoices while keeping the process completely confidential from your customers.
2.) Invoice Discounting
Borrow against unpaid invoices with customers aware of the lender's involvement in the process.
3.) CHOCs
Client handles its own credit control services while receiving funding against invoices.
4.) Spot Factoring
Business sells specific invoices for immediate cash, ideal for one-off transactions.
5.) Selective Invoice Finance
Flexible financing where you choose exactly which invoices you'd like to finance.
Stable is powered by Spark Finance, authorised by the UK Financial Conduct Authority (FRN 958123). Stable is an introducing credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over. Guarantees and indemnities may be required. Stable may receive commission from lenders which may vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
Wholesale Business
"Invoice finance from Stable cut our DSO from 62 to 14 days."
Sarah B., Lunar Wholesale
Managing Director
Get multiple financing offers from leading lenders and choose the option that works best for your business.
Frequently Asked Questions
UK-registered, credit-worthy debtors are eligible. We assess the creditworthiness of your customers to determine financing availability.