BENCHMARK
We benchmark your current payment costs and find savings
Powering the Toy IndustryCut card & FX fees,
Cut card & FX fees,
Access working capital.
Stable supports UK toy wholesalers, distributors and retailers with smarter acquiring, funding, treasury solutions and forex.
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Built for the realities of the toy industry
Seasonal Cashflow Pressure.
- Heavy Q3/Q4 stock buying
- Long cash conversion cycle
- Value sat in stock not monetised
Card & Online Payment Costs
- Hidden interchange and gateway fees on card payments both physical and virtual
- B2B card payments often preferred by smaller businesses but too cost prohibitive
Import FX Exposure
- Buying from Asia, US, Europe
- Margin erosion from poor FX rates and planning
Reduced Bank Support
- Poor interest rates on balances
- Harder to access flexible funding (Short term, Asset based or unsecured)
Stables Solution
Stable works with toy wholesalers, distributors and retailers to help them save money on card acquiring, FX and working capital.
Funding and Working Capital
- Short term lending for seasonal spikes
- Working capital products to reduce cash cycle
- All of market quoting to get the best deal first time
Collections and Card Acquiring
- Benchmark your pricing and gateway costs
- Optimise your collections capability (Pay by bank, mult-currency, Virtual terminals)
Foreign Exchange Strategy
- Spot & forward contracts
- Rate benchmarking versus interbank and current provider
- Hedging strategies for seasonal buying
Enhance your treasury yield
- Term deposits with enhanced yields
- Single onboarding- multiple counterparties
- Straight to bottom line
How Stable Works
Stable works with toy wholesalers, distributors and retailers to help them save money on card acquiring, FX and working capital.
OPPORTUNITIES
We show you the gaps and opportunities
STRATEGY
We unlock seasonal cashflow without long-term commitment
Testimonials
Don't just take our word for it. Here's what our customers say about us.
Stable completed a full review of our foreign exchange exposure and our interest yield. We were able to save over 50% on our FX payments and consider hedging strategies for the first time. We also found a great interest increase on our balances. It’s rare to work with a partner who saves us and makes us money, quickly, with a great relationship.
Russel Rowe
Jadlam Racing, Managing Director
We approached Stable to benchmark our current card acquiring provider costs and solutions. They found significant savings and upgraded terminal hardware that met the needs of our busy retail sites, then helped us manage the migration to a new provider. They communicated regularly throughout the process and were very involved in the transition across all of our shops, working closely with each location's retail team. Whenever any questions or issues arose, the Stable team and their partners were responsive and did everything they could to ensure the project was a success in challenging conditions.
Jason Messenger
Messenger Enterprises, Director
Tools
Frequently Asked Questions
How can toy importers reduce FX costs? +
By using a foreign exchange specialist to lock in rates for the duration of the import, you can avoid the risk of currency fluctuations. Stable can create a FX exposure mandate to help you manage your FX risk.
What is the best way to fund seasonal stock purchases? +
By using a working capital provider to access funding for the duration of the stock purchase, you can avoid the risk of cash flow shortages. Stable can create a working capital facility to help you manage your cash flow.
Toy Industry
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